Spring is coming...

The mortgage market felt bleak and wintry for anyone looking to buy a house or remortgage last year. But the first early flowers are now beginning to bloom and we’re looking forward to spring! To give you an idea, two year fixed-rates are almost 3% lower than in summer 2023 – some as low as 4%. If you’re looking to buy or re-mortgage this spring they do get in touch. We can help you achieve the best deal and would love to talk – and we’ll send you a handsome bunch of flowers on completion!

Find me a better mortgage

Find the mortgage you deserve

We’re the leading expert specialists in helping you to achieve the mortgage you want if you’re a:

  • Company director or entrepreneur
  • Contractor or self-employed
  • Locum health practitioner or barrister
  • Expat or recently retired
  • Bonus or carried interest earner

We know the mortgage challenges you face. Our expertise and advanced tech helps you get to a faster, easier, mortgage approval.

Whatever your occupation & however complex your income

How we help you

Forms and process tailored to your occupation and situation

Porthos - Mortgage process 2

Advanced data science for speed & opportunity

Referral to the best specialist broker or lender for you

  1. Fill in our quick enquiry form – no-cost, no-commitment and no impact on your credit rating
  2. Data at the push of a button – assemble your financial data in moments not weeks
  3. The specialist referral you need – we introduice you to the perfect specialist broker or lender

Recent articles…

How to get a mortgage, and mortgage in principle

How to get a mortgage – 14 steps to success

Getting a mortgage can be much less painful than you fear, and preparing for your mortgage application in advance will make it even smoother. Here’s a quick and general guide to how to prepare for a mortgage application, how to get a mortgage. And as a first step: how to get a mortgage in principle.
Read more: How to get a mortgage – 14 steps to success

Get the best mortgage as an entrepreneur – seed to series A

Startup and scaleup founders and directors often believe that they are locked out of the mortgage market. Early on that can be true, but only for a while. Quite quickly, once your business is earning revenue and your equity is growing in value, you may be able to use your net worth to help you borrow a little more than you thought possible. Read on for more..
Read more: Get the best mortgage as an entrepreneur – seed to series A
What is an offset mortgage and is it right for you?

What is an offset mortgage and is it right for you?

An offset mortgage is a combined savings and mortgage account. They sound confusing, but we’re big fans. They can be incredibly useful if your work produces temporary surges in cashflow, some of which you need to reinvest later.
Read more: What is an offset mortgage and is it right for you?
Company director mortgage, company director mortgages, mortgage for company director, company director mortgage requirements requirements

Company director mortgage requirements – 10 steps to success

Company director mortgage requirements – all that you need to do to achieve the mortgage success you deserve. Getting the best result for you requires careful planning and preparation. Here is a step-by-step guide to help you understand the process.
Read more: Company director mortgage requirements – 10 steps to success

What we do

We’re revolutionising mortgages for non-standard borrowers like you, and making them mainstream. We let you assemble all your financial data at the push of a button. Almost all our onboarding is done online and we treat you as an individual – only asking you for data specific to your profession and situation. So the process is not only faster, easier and far more pleasurable, but also allows us to introduce you the specialist brokers and lenders that suit you best. That means we can double your chances of getting the mortgage offer you need.

  • Over 5 million people in the UK, like you, have complex or “non-standard” incomes
  • Society is changing and unconventional earners are becoming a major minority
  • We’re experts in analysing and presenting variable or multi-source earnings
  • Our bespoke process and tech is fitted your exact situation – less stress and form-filling
  • Industry-leading data science and APIs identify new competitive alternatives
  • You benefit from better, larger and cheaper mortgage opportunities
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News

Teststars + ABN AMRO Future of Finance Accelerator

Porthos & Co joins ABN AMRO + Techstars Future of Finance Accelerator and announces £225,000 of funding

Porthos, the fintech mortgage readiness platform announce joining the ABN AMRO + Techstars Future of Finance Accelerator in Amsterdam, and raising £225,000 of funding, from angel investors and Techstars.

Recent articles…

Company director mortgages, mortgages for business owners, limited company director mortgages

Company director mortgages – how to

Starting or managing a business can be the peak of career satisfaction. But it can also mean a more complex …
Read more: Company director mortgages – how to
Barrister mortgages, Barrister mortgage broker, Barrister mortgage, mortgage for barristers

Barrister mortgages – all you need to know

Your irregular earnings and self-employment don’t stop you qualifying for the barrister mortgage you want. But you’ll need the right …
Read more: Barrister mortgages – all you need to know
Mortgages for contractors

How to get the mortgage you deserve as a contractor

Working as a contractor can be hugely satisfying but also make getting the right mortgage, more challenging. Here are some tips to help improve the result – it’s largely about proving earnings.
Read more: How to get the mortgage you deserve as a contractor
ABN AMRO + Techstars Future of Finance Accelerator and £225,000 of funding

ABN AMRO + Techstars Future of Finance Accelerator and £225,000 of funding

Porthos, the fintech mortgage readiness platform announce joining the ABN AMRO + Techstars Future of Finance Accelerator in Amsterdam, and …
Read more: ABN AMRO + Techstars Future of Finance Accelerator and £225,000 of funding